2026 Toyota 4Runner: Green Brook Pricing & Leasing Guide

Every trim, MSRP by MSRP

Here's the full 2026 4Runner price ladder before destination, tax, or any dealer-installed options: SR5 at $41,570, TRD Sport at $48,350, TRD Sport Premium at $53,710, TRD Off-Road at $50,290 non-hybrid or $53,090 with the i-FORCE MAX hybrid, TRD Off-Road Premium at $56,070 non-hybrid or $58,870 hybrid, Limited at $56,500 non-hybrid or $61,300 hybrid, Platinum at $63,960 (hybrid standard), TRD Pro at $68,200 (hybrid standard), and Trailhunter at $68,000 (hybrid standard). Every trim adds the same flat $1,450 destination charge on top of MSRP — that part doesn't change no matter which one you pick.

Two things worth knowing before comparing trims by sticker price alone. First, the hybrid upcharge isn't a fixed dollar amount across the lineup — it runs roughly $2,800 on TRD Off-Road-family trims but closer to $4,800 on Limited, so don't assume one number applies everywhere. Second, "TRD Sport Premium" and "TRD Off-Road Premium" aren't separate nameplates with their own mechanical specs; they're the base TRD Sport or TRD Off-Road trim with a bundled equipment package, priced as one line item rather than an à la carte options list.

What New Jersey adds on top

New Jersey's sales tax is a flat 6.625% statewide — Green Brook Township doesn't layer on any additional municipal or county sales tax, which is simpler than states that do. Where it gets more specific to this vehicle: New Jersey's Luxury and Fuel-Inefficient Vehicle Surcharge can apply to new vehicles with a sales price of $45,000 or more, or to vehicles rated below a certain combined fuel-economy threshold. Several 4Runner trims — TRD Off-Road Premium, Limited, Platinum, TRD Pro, and Trailhunter — cross that $45,000 line before any options are added, so it's worth having Empire Toyota of Green Brook's finance team confirm exactly what applies to your specific configuration rather than assuming based on trim name alone. On top of tax, expect the standard NJ Motor Vehicle Commission title and registration fees; New Jersey doesn't charge the kind of annual vehicle excise tax some other states use, which is one advantage of buying here versus a handful of neighboring states.

Buy or lease

The 4Runner's resale value has historically held up well against most midsize SUVs, which tends to tilt the buy-versus-lease math toward buying for anyone planning to keep the truck five-plus years or put serious miles on it — trail use especially, since lease terms typically cap mileage in ways that don't suit weekend off-roading. Leasing makes more sense for buyers who want a lower monthly payment, plan to trade in two to three years, and stay within standard mileage limits. Toyota Financial Services runs current lease and finance offers directly, and they change monthly — the current specials page at Empire Toyota of Green Brook is the accurate source for this month's terms rather than any number quoted elsewhere, since promotional pricing expires and gets replaced regularly.

What buyers say about the finance process

Financing and trade-in conversations are where a lot of the friction in car buying usually shows up, and reviews here consistently point the other direction: "Trading in a lease has never been a better and more seamless experience... I also appreciate the customer service it took to acquire it." Another buyer, on the financing side specifically: "Kelvin from Toyota Financial Services for providing excellent advice on the best financing option. He even matched a rate given to me by another institution." A third, describing the overall low-pressure approach that shows up across dozens of reviews at this store: "No stress, no pressure — just great vibes and amazing service."

Frequently asked questions

How much is a 2026 4Runner lease?

Lease payments depend on the trim, current Toyota Financial Services offers, money factor, and term length, all of which change monthly. The current offers page has this month's actual terms; treat any lease figure quoted elsewhere as outdated unless it's from that page or a direct quote from the dealership.

Is leasing a 4Runner a good idea?

It depends on use. For a mostly on-road commuter trim (SR5, TRD Sport, Limited) with predictable annual mileage, leasing can make sense for buyers who like a lower payment and trading in every few years. For trail-driven trims, mileage caps and wear-and-tear terms on a lease are worth reading closely before committing — buying tends to fit that use case better.

How much does a Toyota 4Runner cost new?

2026 MSRPs run from $41,570 (SR5) to $68,200 (TRD Pro), plus the $1,450 destination charge on every trim, before New Jersey's 6.625% sales tax, title, and registration.

Does trim price include 4WD?

Only on trims where 4WD is standard (TRD Off-Road, TRD Off-Road Premium, Platinum, TRD Pro, Trailhunter). On SR5, TRD Sport, TRD Sport Premium, and Limited, RWD is standard and 4WD is a separate option — ask for the current 4WD upcharge on those trims specifically.

What's my trade-in worth?

Empire Toyota of Green Brook offers Kelley Blue Book Instant Cash Offer trade-in valuations online, giving you a starting number before you visit — useful groundwork before negotiating a new 4Runner purchase or lease.

Talk numbers in person

MSRP is the honest starting point, but the real number — after any current offers, your trade, and financing terms — comes together at the dealership. Check current 4Runner inventory or the specials page at Empire Toyota of Green Brook, and see the full trim lineup back on the 2026 4Runner overview.